For Saint Mary’s junior Lindsay Ellis, summer break will be an opportunity to explore the cultures of young female leaders from around the world. After receiving an email from the Center for Women’s Intercultural Leadership (CWIL) regarding new employment opportunities on campus, Ellis said she was intrigued by the chance to interact with international female leaders. “I am really excited to share my culture with other women leaders,” Ellis said. “With this opportunity, I will be able to find out how different I am from these other young women and how our cultures compare and contrast.” Ellis will participate in a study at Saint Mary’s that examines undergraduate women leaders from Burma, Egypt, Libya, Mongolia and TunisiaUnited States State Department’s Ellis. Ellis said the U.S. State Department’s Bureau of Educational and Cultural Affairs selected Saint Mary’s for a grant to conduct the study. Titled “Educating Tomorrow’s Global Women Leaders,” the institute will consist of four weeks of intensive studies of American women’s history, leadership and intercultural skills. This will be followed by a week of educational travel, culminating in a conference in Washington, D.C., Ellis said. “I am participating in the four weeks as a student mentor on campus, beginning on June 16 and ending on July 14,” she said. “I will be sharing a room with two international participants where we will participate in all of the activities. I will basically be an American host to the participants.” Hosted through CWIL, the institute helps participants to learn about the United States and to get to know their peers, Ellis said. “The program is designed through CWIL to include student mentors like myself so that the participants will have us as their American tour guides and mentors during their stay here,” Ellis said. Strong leadership skills and excellent intercultural competence were prerequisites for becoming student mentors, Ellis said. “I am a resident advisor in McCandless Hall, and women’s studies is one of my minors,” Ellis said. “This opportunity seemed to fit right in with what I like to do.” Ellis said she thought her experience as a Resident Advisor strengthened her application for the CWIL program. “We do diversity training and are involved with a lot of conflict resolution,” she said. “We also plan many events throughout the year, so all of that sort of molds us into people who fit the job description perfectly. I can’t wait to meet the other girls in my section, because I know we all bring something different to the table.” In addition to learning about other female leaders and their cultures, Ellis said she and other mentors will receive room and board as well as a stipend for their participation in the study. “I found the incentive in applying was that I’d be able to be back on campus for a few weeks and get to travel around while meeting new friends,” Ellis said. “The opportunity to travel to places like New York, Boston and Washington, D.C. all in one summer will be amazing.” The participants and their mentors will also make weekend trips from South Bend to Chicago, Ellis said. “This opportunity to travel and get to know women from other countries is going to be an experience I will never forget,” she said. “I am really looking forward to meeting all the participants and learning more than I ever imagined … I think because I love Saint Mary’s so much, I always want to share that love with new people, so this is the perfect opportunity for me.”
Man City hit eight in Watford demolition, Spurs rocked by LeicesterLondon, United Kingdom | AFP | Manchester City powered to their record Premier League win as the champions scored five times within 18 first half minutes of an incredible 8-0 thrashing of Watford, while Leicester enjoyed a VAR-assisted 2-1 victory over Tottenham on Saturday.Inspired by Bernardo Silva’s hat-trick, Pep Guardiola’s side ripped woeful Watford to pieces at the Etihad Stadium, eclipsing a 7-0 success against Norwich in 2013 which stood as their previous biggest top-flight win.Although City fell one goal short of equalling the biggest Premier League margin of victory — Manchester United’s 9-0 demolition of Ipswich in 1995 — their swaggering display was the perfect way to erase the bitter taste from last weekend’s shock defeat at Norwich.Second-placed City move to within two points of leaders Liverpool, who face Chelsea at Stamford Bridge on Sunday.“When you shoot on target five times for five goals — the quality of players we had made the difference,” Guardiola said.“What I like the most is normally when it’s 5-0 at half time the second half is not serious, it’s boring but we did the opposite and we were more aggressive and made a very good second half.“People still don’t understand, journalists, pundits, former players, losing games is part of life. We can lose the games but the important thing is the approach and how we react.”City had crushed Watford 6-0 in last season’s FA Cup final and they picked up where they left off at Wembley by ending the match as a contest less than halfway through the opening period.David Silva tapped home the opener seconds after kick-off, before Sergio Aguero coolly doubled their lead from the spot six minutes later.Making light of winger Raheem Sterling’s absence, they made it three in the 12th minute when Riyad Mahrez’s free-kick hit Tom Cleverley in the head and deflected past Watford stopper Ben Foster.Bernardo scored his first of the game in the 15th minute and Nicolas Otamendi ended the first-half scoring shortly afterwards, before Portuguese Bernardo bagged his treble within 15 minutes of the restart and Kevin De Bruyne completed the thrashing late on. – Leicester on the rise –At the King Power Stadium, Leicester proved their credentials to gatecrash the top four as they came from behind to beat Tottenham.Harry’s Kane’s improvised 29th-minute opener as he stumbled before flicking home put Tottenham ahead.However, the game swung Leicester’s way after Spurs defender Serge Aurier’s goal midway through the second half was ruled out for the finest of offsides by VAR.The hosts built on that immediately as Ricardo Pereira equalised before James Maddison struck the winner from long range five minutes from time.Tottenham have now won just two of their first seven games of the season in all competitions and Mauricio Pochettino admitted the VAR controversy had played a role in their latest flop.Pochettino bemoaned the momentum swing given to Leicester by the long stoppage in play prior to Aurier’s strike being ruled out for a marginal offside against Son Heung-min.“The emotion of the game changed. The belief it gave to Leicester made things happen differently in the last 10 minutes,” Pochettino said.“I’m only going to say that we all accept that system in the game and now I am not going to complain.”Burnley beat Norwich 2-0 at Turf Moor, with New Zealand striker Chris Wood scoring in the 10th and 14th minutes.Sheffield United piled pressure on Everton manager Marco Silva, whose side were booed off after a 2-0 defeat at Goodison Park, the damage done by Yerry Mina’s 40th-minute own goal and Lys Mousset’s 79th-minute strike.Struggling Newcastle were also subjected to jeers after a goalless draw against Brighton at St James’ Park, which featured large swathes of empty seats as fans turned their backs on a team with only one win this season.Share on: WhatsApp
DEFENDING J. J. WATT—Several Steelers offensive linemen try to keep J. J. Watt away from the quarterback. (Courier Photo by Julio Torres)The Steelers improved to 4-3 last week and now face one of the best teams and best quarterbacks in the NFL when Andrew Luck and the Indianapolis Colts visit on Sunday afternoon.The Colts have been on a roll after losing their first two games to open the season and are favored by three points over the Steelers, at Heinz Field. That’s how far the Steelers have fallen, they are underdogs at home.The black and gold really want to get that 5th win to keep them alive in the playoff chase at the midway point. Do they have what it takes?Here are the Keys to A Steelers Victory:• The best defense is a ball control offense. The Colts have a very potent offense and with Andrew Luck leading them, they are easily capable of putting up 30 points. The Steelers must control the clock with their offense to keep the Colts off the field. That means LeVeon Bell and LaGarret Blount must get several carries and several yards to go with them.2. The defense must pressure luck and actually get into the backfield. If not, it will be a LONG day for the secondary.3. Special team sare going to need to make a big play. Antonio Brown may need to return a punt for a TD or the kicking team needs to force a turnover. Either way, special teams will be a key to victory.4. In a game against a quality opponent like the Colts, the penalties must be at a minimum. The black and gold cannot afford to provide the Colts with any extra yards.Here are a Few Things to Watch:• Martavis Bryant-He made his NFL debut last week and he immediately made an impact by stretching the field and scoring a TD. How will he be used this week.2. Trick Plays-Will the Steelers break one out as they did against the Texans with the Brown to Moore TD pass?3. Cortez Allen-He’s lost his starting job but with the Colts air attack he’ll need to play multiple downs and he will need to step up and make a play.4. Lawrence Timmons-He’s still the best player on the defensive side of the ball and I look for him to get close to 10 tackles and lead the young guys along with it.Mike Pelaia hosts the website Steel Nation Association www.steelnationassociation.com- Covering the Steelers and helping Children’s Hospital All Day Everyday. You can e-mail him at [email protected]
Facebook4Tweet0Pin0 Submitted by Nancy J. LaPointe, MBA, CFP®, ChFC®, CLU®, CASL® for Navigate FinancialNancy J. LaPointe, MBA, CFP®, ChFC®, CLU®, CASL®The following information addresses common concerns about collecting social security retirement benefits, including the effects of part-time work and other earnings on benefits, the age at which you may begin collecting, and spousal benefits.Q: Can a retiree choose which benefit to receive—his or her own benefit or his or her spouse’s?A: If your spouse has already applied for retirement benefits, you cannot apply for a reduced spousal benefit at age 62 and then step up to an increased benefit based on your own record at FRA. There are two limited exceptions, however. If you haven’t received any benefits before reaching your FRA, you can then apply for spousal benefits and delay applying for benefits under your own record up to age 70. This will allow you to take advantage of the delayed retirement credit, which increases your benefit by a certain percentage if you delay your retirement beyond your FRA.Another exception applies if you claim benefits before your spouse does. In that case, you can start to receive benefits based on your work and elect to add a spousal benefit when eligible. Remember that your combined benefit will be reduced based on your age at application.Here’s an example:Jane qualifies for her own benefit at age 62, when her PIA is $800. Because she is 48 months under her FRA, her benefit is reduced to $640.Two years later, when her husband, Jack, retires, Jane qualifies for a spousal benefit of $900 at her FRA, based on Jack’s PIA of $1,800. She has the option to wait to apply for a spousal benefit at her FRA, but she decides to apply for her increased benefit at age 64. The SSA will first subtract her PIA from one-half of Jack’s PIA ($900 − $800). It will then reduce her spousal benefit of $100 to $91 based on her current age of 64. Her new combined benefit is $731 ($640 + $91).Q: How can a couple maximize their social security benefits?A: If current cash flow is not an issue, the spouse with the lower earning history could apply for benefits as early as possible while the higher-earning spouse would delay benefits as long as possible. Let’s say Sally and Jim are age 62 and 65, respectively. Sally retires at 62 and applies for reduced social security benefits. Her husband, Jim, also retires but does not apply for benefits. At his FRA of 66, Jim applies for spousal benefits based on Sally’s work record. At this time, he would qualify for 50 percent of Sally’s PIA. He will continue to accrue delayed retirement credits of his own—equivalent to an 8-percent increase per year—until age 70. At age 70, Jim will need to apply for social security under his own work record.Q: How does a divorce affect benefits?A: A divorced spouse can get benefits based on a former husband’s or wife’s social security record, provided the marriage lasted for at least 10 years and the divorced spouse is 62 years old or older and unmarried. You do not have to wait until your former spouse retires to receive benefits, and you can receive benefits even if your former spouse remarries.Q: What happens when my spouse, or divorced spouse, dies?A: You can receive widow or widower benefits at age 60 (age 50, if disabled). You will get a survivor’s benefit equal to 100 percent of your spouse’s benefits. You will not receive both your spouse’s and your own benefit, however. The amount you receive will depend on your age at application for widow(er) benefits and whether your deceased spouse was receiving reduced benefits.Please note: A widow or widower has the option of taking a survivor benefit now and then switching to an unreduced benefit based on his or her own work record anytime after FRA, or vice versa.Q: What happens if I remarry?A: If you are a widow(er) or divorced widow(er) and you remarry before age 60 (age 50, if disabled), you are not eligible for your deceased spouse’s benefits. You can apply for spousal benefits under your new spouse, however. If you remarry after age 60 (age 50, if disabled), you can choose between your deceased spouse’s survivor benefit or your new spouse’s spousal benefit. Q: What does windfall elimination provision mean?A: This term relates to a job, such as a public school teacher or government worker, where no contributions were made to social security because a public pension was available. If you also worked at jobs covered by social security, your social security retirement benefits may be reduced by an amount equal to 50 percent of your public pension.Please note: This provision will not reduce your survivor’s social security benefits.Q: What does government pension offset mean? A: This term relates to a job during which one spouse did not contribute to social security—usually because he or she was employed in a federal, state, or local government job. If you receive a public pension, you may also be eligible to receive spousal or widow(er) benefits from your spouse who worked in private industry. Your spousal or survivor benefits may be reduced by an amount equal to two-thirds of your public pension.Q: How reliable is the estimate on my social security statement? A: The social security statement assumes you will continue to work at the same level of earnings until retirement. If you stop working but decide to delay benefits, your benefits may be less. Use the Retirement Estimator on the SSA website to see how not working could affect your monthly benefit.This material has been provided for general informational purposes only and does not constitute either tax or legal advice. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a tax preparer, professional tax advisor, or lawyer.IRS CIRCULAR 230 DISCLOSURE:To ensure compliance with requirements imposed by the IRS, we inform you that any U.S. tax advice contained in this communication (including any attachments) is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code or (ii) promoting, marketing, or recommending to another party any transaction or matter addressed herein.Nancy J. LaPointe is a financial advisor located at 4520 Intelco Loop Ste 1 D Lacey, WA 98503. She offers securities and advisory services as an Investment Adviser Representative of Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser. She can be reached at 360-628-8175 or at [email protected]© 2014 Commonwealth Financial Network®
Another record-breaking canyon may exist under the ice of the south polar continent, carved by water.It’s a thousand kilometers long, compared to the Grand Canyon’s 433. It’s a kilometer deep, comparable to the Grand Canyon. So far, it has been detected from surface depressions and ice-penetrating radar. If confirmed, it could be called “World’s largest canyon … hidden under [the] Antarctic ice sheet” (Science Daily). The main canyon is part of a canyon system including five or more parallel canyons, as seen in a diagram on the BBC News. Science Daily says,Although the discovery needs to be confirmed by direct measurements, the previously unknown canyon system is thought to be over 1,000km long and in places as much as 1km deep, comparable in depth to the Grand Canyon in USA, but many times longer.How did these canyons form? There are two theories. One would require believing the south pole was much warmer long ago.The researchers believe that the landscape beneath the ice sheet has probably been carved out by water and is either so ancient that it was there before the ice sheet grew or it was created by water flowing and eroding beneath the ice.Live Science only mentions the latter hypothesis, that it formed from flowing water under the ice. It would seem a heavy overburden of ice would inhibit transport of large quantities of sediments out the mouth of a flowing river, but this was not mentioned; it may be too early to tell.Interestingly, a similar canyon was found in 2013 under the Greenland ice (8/29/13), almost twice as long as the Grand Canyon but half as deep. Years before, fossil DNA found 2km under the ice showed that the land once sported pine trees, butterflies, beetles and other temperate life (7/06/07). And in 2004, remnants of pine needles, bark and grass were found at the bottom of an ice core 10,400 feet long, two miles below the icy surface (8/16/04). A scientist then commented that the Greenland ice sheet “formed very fast.” In that case, scientists believed the canyon formed before the ice sheet covered the land.Experts from Durham University remarked that the surface of Mars is better understood than the bed of Antarctica here on our own planet.What extreme geological and atmospheric conditions could carve a super-Grand Canyon under Antarctica or Greenland? Perhaps a global flood of hot water coming out of the mid-oceanic ridge could do it. Even secular scientists agree it would not take millions of years to form Antarctica’s ice sheets. (Visited 34 times, 1 visits today)FacebookTwitterPinterestSave分享0
A partial lunar eclipse that was observed in New Delhi on Thursday. A total lunar eclipse as seen in Manila, Philippines.The moon’s bright white glow turned crimson brick red when it delved into the dark centre of the Earth’s shadow during the century’s longest and darkest lunar eclipse. The awesome spectacle of the moon being eclipsed was visible all over the country, including the national Capital.The full moon appeared much dimmer than usual, but sunlight passing through the Earth’s atmosphere gave the lunar surface a deep reddish hue.”This was the century’s longest and darkest total lunar eclipse as the moon immersed deeply inside the umbral (darker) shadow of the Earth,” Nehru Planetarium Director N. Rathnasree said.The total phase of the eclipse lasted 100 minutes. The last eclipse to exceed this duration was in July 2000.The next such eclipse will take place in 2141.”The penumbral lunar eclipse began at 22:54:34 IST and will end at 04:30:45 IST,” Rathnasree said. The total lunar eclipse began at 00:52:30 IST and ended at 02:32:42 IST.As the earth came in between the sun and the moon, its shadow first began sweeping across the moon blocking out much of its bright light and as the shadow descended gently, the moon’s face turned red.A lunar eclipse occurs when the Earth in course of its orbit around the Sun, comes between the moon and sun in such a way that moon is hidden in the shadow cast by the Earth.”This can occur only when the sun, earth, and moon are aligned in a straight line,” C.B. Devgun from Science Popularisation Association of Communicators and Educators (SPACE) said.advertisement”People living in eastern Africa, the Middle East, central Asia and western Australia were able to watch the entire eclipse, from beginning to end,” Arvind Paranjpye, scientific officer of Inter-University Centre for Astronomy and Astrophysics, said.”Thursday’s eclipse is also one of the darkest due to the ashes thrown into the Earth’s atmosphere by the recent eruption of Iceland’s most active volcano, Grimsvotn,” he said. An all night lunar eclipse ‘Moon Carnival’ was celebrated by sky enthusiasts in the Capital.- With PTI inputsFor more news on India, click here.For more news on Business, click here.For more news on Movies, click here.For more news on Sports, click here.