UPL Update

first_imgUPL Update October 15, 2003 Regular News The advisory opinion processcenter_img Jeffrey T. Picker Assistant UPL CounselI am often asked whether a certain activity constitutes the unlicensed practice of law. The answer to this question can be found primarily in case law. But what if there is no case law addressing the particular activity? This is where the formal advisory opinion process comes into play. The next few columns will discuss this process.Rule 10-9.1 of the Rules Regulating The Florida Bar sets forth the formal advisory opinion process in UPL matters. The rule requires that a written request for a formal opinion be submitted in the form of a hypothetical, providing all the relevant facts to the UPL Department, The Florida Bar, 651 E. Jefferson Street, Tallahassee 32399-2300. The question must not be the issue in a pending lawsuit and must ask whether the activity is the unlicensed practice of law.If the request complies with the above requirements, it will be placed on the agenda of the next meeting of the Standing Committee on Unlicensed Practice of Law. The standing committee usually meets three or four times per year. At the meeting the committee will decide whether to hold a public hearing on the request. In the past, the committee has voted to hold a public hearing in matters of first impression or of statewide importance.The next column will discuss what happens at the hearing and after.last_img read more

41 biggest personal finance lessons from 2015

first_img 18SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr 2015 is almost over and it certainly has been an interesting year. Between Black Monday, Donald Trump’s Republican presidential candidacy and the Volkswagen scandal, there’s a lot to learn about the economy and your money. Here are the top 41 events of 2015 and what personal finance lessons you can learn from them.1. Interest Rate Hike TalkThroughout 2015, investors and consumers have been waiting with bated breath for the forthcoming interest rate hike. But while the Federal Reserve has said they might raise interest rates in December, the truth of the matter is you don’t know when rates will change.Interest rates affect every aspect of American finance from the government’s budget down to your personal checking account. “Interest rates affect consumers because people use debt to fuel purchases. When rates are low it’s a great time to get a loan or use a credit card,” said Tiffany Welka, vice president of VFG Associates. For consumers on tight budgets, she suggested reviewing your finances to see how a potential rate increase could affect your finances. continue reading »last_img read more

3 budget-friendly ways to have a happier Halloween

first_imgThe weather is cool and crisp, the leaves are falling, and the spirit of Halloween is in the air. October 31st is almost here and that means it’s time to stock up on trick-or-treat candy, scary décor, and Halloween costumes. Before you put a dent in your budget as the holiday season gets underway, consider the following three easy ways to save on the scariest day of the year.DIYReuse decorations you have from previous years then call it a day on purchasing more décor. Instead, check out Pinterest for endless amounts of do-it-yourself décor ideas. Take the children to the pumpkin patch and have them pick out a few favorites. Then head home and spend time together making fun crafts that your kids can proudly display on the porch and around your home.Put a cap on the candyJust because your neighborhood gets hundreds of trick-or-treaters per year, doesn’t me you have to hand out candy until midnight. Head to your local discount store and buy as much candy as you’d like for cheap. Then, when your candy supply runs dry on Halloween night, turn the light off and call it a night.Free fall funMany cities and towns around the country have local fall festivities during the autumn season that are free of charge. Check out your local Parks and Recreations Department for more information on Halloween happenings near you. Also, food and drinks are often pricey at these events so plan ahead of time and pack a picnic to save extra money. 49SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Wendy Moody Wendy Moody is a Senior Editor with CUInsight.com. Wendy works with the editorial team to help edit the content including current news, press releases, jobs and events. She keeps … Web: www.cuinsight.com Detailslast_img read more